When I graduated from college, oh, a few years ago, my grandmother gifted me with the Dave Ramsey Financial Peace University class.
At the time, I thought it was a slightly lame gift since other gifts were money, money, diamond ring, James Avery jewelry, money and money. BUT, in retrospect, that class has been the wonderful gift that keeps on giving! As we've inched along into our eek! 30s, Daniel and I have gradually eased into attempting to be more financially responsible. As of late, we've put it into seriously high gear and attempted to get our act together, in order to make our salaries stretch as far as possible.

You may remember me making a big deal out of cutting my grocery budget
here and
here It was a big success, and I report back to you almost four months later and can say we are saving
A LOT of money with our new system. No, it's not as convenient as running down to Wal-Mart once a month, but it's getting easier the more I do it. I don't even have to refer to my deal-spotter-spreadsheet very often because I've been able to memorize the prices and where the deals are. I don't venture out to other stores for weekly deals very often, but only when the prices can beat the deals I get at Sam's or Wal-Mart.
We took it a step further and are now reigning in the rest of our spending with a throwback to my Financial Peace University (FPU) class using the envelope system. Ramsey teaches that you should budget every dollar of income each month and assign it a location for spending or saving. Then, take all the money to be spent and distribute it into assigned spending envelopes for the month (i.e. gas, groceries, Daniel's personal, Steph's personal, kids, eating out, etc.), so as to have no need for check cards or, heaven forbid, credit cards. We've had a lot of success with this system in the past, but had not returned to it after our long move to Texas. Now, we're back on track. We're even more serious about it this time, and have the official FPU envelope instead of just a stack of loose envelopes clipped together and hanging on the fridge.

We've stuck to the system for a couple of months now, and we're giving ourselves a pat on the back for how well it's working. You don't realize how much all the unnecessary spending adds up at the end of the month until you see that you've spent all your money by the 15th! Our biggest spending addiction is eating out, and in May, we had spent all our eating out money by the middle of the month. Fortunately, we learned our lesson and have rationed it out much better this month and have plenty left to enjoy throughout the rest of the month!
Some of the new ways I've started saving money are:
1. Buy gift card at Wal-Mart with my monthly gas money. Wal-Mart gas is almost always the best deal around, and if you pay with a Wal-Mart card (credit or gift), it is five cents cheaper per gallon! With gas prices going up this summer, this is helping to stretch my gas budget.
2. We're trying to eat out at different places. We've traded Salt Grass Steak House for Jason's Deli.
3. I asked my doctor for a different prescription that would cost less than what she had been giving me. Not only did she give me a script for a less expensive product, but also a card from the drug company that acts as a coupon that certifies me for a lower price at CVS. This is saving me $33 per month!
Y'all had awesome suggestions about grocery shopping savings in March, now, I'm coming back to you for more tips! What are your favorite ways to save money? Where are the restaurants you eat (not out of an unhealthy brown bag) out at for less money? I can't wait to hear all your tips!!!